Update NIP-89

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`draft` `optional` `author:atxmj`
This NIP standardizes the approach to payment and tip invocations from user profiles, posts, chats, and elsewhere using the [RFC-8905 (payto:) URI scheme](https://www.rfc-editor.org/rfc/rfc8905.html) standard for "payment targets".
### payto: event broadcasting
Clients *may* allow users to specify a list (one or many) of "payment targets" as specified in the [RFC-8905 (payto:) URI scheme](https://www.rfc-editor.org/rfc/rfc8905.html) standard, each consisting of a pair of values, `payment_target_type` and `authority` (to be labeled as preferred by the client), in order to generate an event of kind `0` (`set_metadata`) specifying "payment targets" that *may* be used for payment or tip invocation from a user's profile, posts, chats, or elsewhere.